Legal notice

Legal and regulatory information about Lux Heritage and the www.luxheritage.fr website.

Website publisher

The website www.luxheritage.fr is published by Lux Heritage, a simplified joint-stock company (SAS) with share capital of €200, registered with the Paris Trade and Companies Register under number 921 510 269, whose registered office is at 231 rue Saint-Honoré, 75001 Paris.

Contact: michel.stofer@luxheritage.fr

Publication director: Etienne Stofer, Chairman.

Hosting provider

Namecheap, Inc., 4600 East Washington Street, Suite 300, Phoenix, AZ 85034, United States — www.namecheap.com.

Regulated activities

Lux Heritage is registered in the single register of insurance, banking and finance intermediaries (ORIAS) under no. 23002466 (www.orias.fr) as:

Financial Investment Advisor (CIF), member of the Chambre Nationale des Conseils en Gestion de Patrimoine (CNCGP), an association approved by the Autorité des marchés financiers;
Insurance broker (category b), an activity supervised by the Autorité de contrôle prudentiel et de résolution (ACPR).

Financial investment advice is provided on a non-independent basis : Lux Heritage may be remunerated by fees and/or by commissions paid by partner institutions. Details are set out in the onboarding document provided to each client.

Lux Heritage does not hold more than 10% of the capital or voting rights of any insurance company, and no insurance company holds more than 10% of its capital or voting rights. Lux Heritage does not hold client funds.

Supervisory authorities

Autorité des marchés financiers (AMF), 17 place de la Bourse, 75082 Paris Cedex 02 — www.amf-france.org
Autorité de contrôle prudentiel et de résolution (ACPR), 4 place de Budapest, CS 92459, 75436 Paris Cedex 09 — acpr.banque-france.fr

Professional liability insurance

Lux Heritage holds professional liability insurance with MMA IARD Assurances Mutuelles / MMA IARD, in accordance with the requirements of the French Monetary and Financial Code and the French Insurance Code.

Complaints and mediation

Any complaint may be sent to Lux Heritage following the procedure described on the page Complaints handling. If a disagreement persists, you may refer the matter free of charge to the competent mediator: the AMF Mediator for financial investment advice, and La Médiation de l’Assurance for insurance brokerage.

Disclaimer

The information published on this website is provided for general purposes only and does not constitute investment advice, a personalised recommendation, or an offer or solicitation to buy or sell any financial instrument. All investments carry risks, including the risk of capital loss; past performance is not a reliable indicator of future performance.

Intellectual property

The structure of the website, its texts, images, logos and graphic elements are the property of Lux Heritage or are used with permission. Any full or partial reproduction or representation without prior written authorisation is prohibited.

External links and liability

The website may contain links to third-party websites over which Lux Heritage has no control and for which it cannot be held responsible. Lux Heritage strives to ensure that the information published is accurate and up to date, but cannot guarantee that it is free of errors or that the service will be uninterrupted.

Personal data and cookies

The processing of your personal data and the use of cookies are described in our privacy and cookie policy.

Governing law

These terms are governed by French law. Any dispute relating to the website falls within the jurisdiction of the French courts.

Last updated: October 2026